Loan Rates

IMPORTANT NOTE: Rates quoted below are our lowest available and may vary based on your individual credit.
Down payment of 20% or more – Decrease rate by .25%

Pay with automatic payments from a Taylor Credit Union checking account – Decrease rate by .25%
The following changes to rates with change in down payment amount.

***Rates as low as 2.25% APR on Auto Loans
& Recreational vehicle Loans Click for details***

Rates effective 01/01/2017

Loans

Loans Rate APR* As Low As** Term

Auto Loans

All Model Years (auto, truck, motorcycle) 2.95% 2.95% 12 mths Calculator
3.10% 3.10% 24 mths Calculator
3.30% 3.30% 36 mths Calculator
3.70% 3.70% 48 mths Calculator
4.05% 4.05% 60 mths Calculator

Recreational Vehicles

Recreational Vehicle 3.85% 3.85% 12 mths Calculator
4.00% 4.00% 24 mths Calculator
4.15% 4.15% 36 mths Calculator
4.60% 4.60% 48 mths Calculator
5.00% 5.00% 60 mths Calculator

Mobile Home

Mobile Home on Land (62 month balloon) 7.50% 7.56% 20 yrs Calculator
Mobile Home on Land 5 year 7.75% 7.97% 5 yrs Calculator
Mobile Home on Land 10 year 7.95% 8.07% 10 yrs Calculator
Mobile Home on Land 15 year 8.10% 8.19% 15 yrs Calculator
Mobile Home (4yr. & newer) 9.20% 9.34% 5 yrs Calculator
9.45% 9.53% 10 yrs Calculator
Mobile Home (5 plus years) 9.85% 9.99% 5 yrs Calculator
10.25% 10.33% 10 yrs Calculator

Personal Loans

Secured Personal 4.90% 4.90% 12 mths Calculator
5.05% 5.05% 24 mths Calculator
5.20% 5.20% 36 mths Calculator
5.65% 5.65% 48 mths Calculator
5.80% 5.80% 60 mths Calculator
Shared Secured 2%+Share rate 2%+Share rate 60 mths Calculator
Unsecured Signature 9.35% 9.35% 12 mths Calculator
9.60% 9.60% 24 mths Calculator
9.85% 9.85% 36 mths Calculator
Kwik Cash Open End 10.00% 10.00% Calculator
Certificate Secured 1%+Cert Rate 1%+Cert Rate Maturity Calculator
Visa & Master Card Unsecured 10.50% 10.50% 25 grace days Calculator
Visa Gold Unsecured 10.50% 10.50% 25 grace days Calculator
HELOC- Home Equity Line Of Credit Contact Taylor Credit Union for rates

*APR = Annual Percentage Rate
 **Based on credit score

Loan rates, terms, and conditions are subject to change anytime without notice. Certain term limitations requirements may apply on certain collateral.
Monthly payment example: If taking out a 12 month New Auto Loan there would be $85.42 due per month on every $1000 borrowed.
All loans subject to collateral and credit approval.
Please contact our loan department for further information.
Equal Housing Opportunity.

Manufactured homes are based on 80% financing, all other homes are 90% financing. APR based on $100,000.00 borrowed.

Real Estate Mortgage

Rate ORGN Fee APR* As Low As**
62 month
balloon mortgage amortized over 30 years.
3.50% See Loan Department 3.54
1st Mortgage – 5 yr Fixed 3.50% See Loan Department 3.54%
7 Year Freedom Mortgage 3.00% See Loan Department 3.03%
1st Mortgage – 10 yr Fixed 3.95% See Loan Department 4.06%
1st Mortgage – 15 yr Fixed 4.10% See Loan Department 4.18%
2nd Mortgage – 5 yr Fixed 7.40% See Loan Department 7.62%
2nd Mortgage – 10 yr Fixed 7.85% See Loan Department 7.97%

*APR = Annual Percentage Rate

**Based on credit score
Loan rates, terms, and contitions are subject to change anytime without notice.
Certain term limitations requirements may apply on certain collateral.
All loans subject to collateral and credit approval.
Please contact our loan department for further information.
Equal Housing Opportunity.