Loan Rates

IMPORTANT NOTE: Rates quoted below are our lowest available and may vary based on your individual credit.
Down payment of 20% or more – Decrease rate by .25%

Pay with automatic payments from a Taylor Credit Union checking account – Decrease rate by .25%
The following changes to rates with change in down payment amount.

***Up to 1.25%* discount on Auto Loans
& Recreational vehicle Loans Click for details***

Rates effective 04/01/2018

Loans

APR* As Low As** Term

Auto Loans

All Model Years (auto, truck, motorcycle)

 

3.25% 12 mths Calculator
3.40% 24 mths Calculator
3.60% 36 mths Calculator
4.00% 48 mths Calculator
4.35% 60 mths Calculator
Loan Payment Example: $84.81 per month per $1,000 borrowed at 3.25% APR for 12 months

Recreational Vehicles

Recreational Vehicle 4.15% 12 mths Calculator
4.30% 24 mths Calculator
4.45% 36 mths Calculator
4.90% 48 mths Calculator
5.30% 60 mths Calculator
Loan Payment Example: $85.22 per month per $1,000 borrowed at 4.15% APR for 12 months

Personal Loans

Secured Personal 5.20% 12 mths Calculator
5.35% 24 mths Calculator
5.50% 36 mths Calculator
5.95% 48 mths Calculator
6.10% 60 mths Calculator
Shared Secured 2%+Share rate 60 mths Calculator
Unsecured Signature 9.35% 12 mths Calculator
9.60% 24 mths Calculator
9.85% 36 mths Calculator
Kwik Cash Open End 10.00% Calculator
Certificate Secured 1%+Cert Rate Maturity Calculator
Visa & Master Card Unsecured 10.50% 25 grace days Calculator
Visa Gold Unsecured 10.50% 25 grace days Calculator
HELOC- Home Equity Line Of Credit Contact Taylor Credit Union for rates
Loan Payment Example: $85.70 per month per $1,000 borrowed at 5.20% APR for 12 months


*APR = Annual Percentage Rate
**Based on credit score
***Promotion available only to qualified borrowers, and is only for personal auto, motorcycle, and recreational vehicle loans. Not available for refinancing of existing Taylor Credit Union loans, or business loans.  Minimum loan amount of $5,000 to receive a 1.00% discount off Taylor Credit Union’s standard rates, and earn an additional .25% discount by paying by ACH, direct deposit, or auto transfer from checking.  Cannot be combined with any other promotion.  Rates and terms are subject to change.  Membership eligibility required.   Taylor Credit Union is federally insured by NCUA and is an Equal Housing Opportunity lender.
Equal Housing Opportunity.
Manufactured homes are based on 80% financing, all other homes are 90% financing. APR based on $100,000.00 borrowed.

Real Estate Mortgage

Rate ORGN Fee APR* As Low As**
62 month
balloon mortgage amortized over 30 years.
3.85% See Loan Department 3.96% Calculator
1st Mortgage – 5 yr Fixed 3.95% See Loan Department 4.16% Calculator
1st Mortgage – 10 yr Fixed 4.25% See Loan Department 4.36% Calculator
1st Mortgage – 15 yr Fixed 4.45% See Loan Department 4.53% Calculator
2nd Mortgage – 5 yr Fixed 7.40% See Loan Department 7.62% Calculator
2nd Mortgage – 10 yr Fixed 7.85% See Loan Department 7.97% Calculator
Loan Payment Example: $18.40 per month per $1,000 borrowed at 4.16% APR for 5 yrs

Mobile Home

Rate APR* As Low As** Term
Mobile Home on Land (62 month balloon amortized over 20 years.) 7.50% 7.63% 20 yrs Calculator
Mobile Home on Land 5 year 7.75% 7.97% 5 yrs Calculator
Mobile Home on Land 10 year 7.95% 8.07% 10 yrs Calculator
Mobile Home on Land 15 year 8.10% 8.19% 15 yrs Calculator
Mobile Home (4yr. & newer) 9.20% 9.20% 5 yrs Calculator
9.45% 9.45% 10 yrs Calculator
Mobile Home (5 plus years) 9.85% 9.85% 5 yrs Calculator
10.25% 10.25% 10 yrs Calculator
Loan Payment Example: $20.16 per month per $1,000 borrowed at 7.97% APR for 5 yrs


*APR = Annual Percentage Rate
**Based on credit score. Loan rates, terms, and contitions are subject to change anytime without notice. Certain term limitations requirements may apply on certain collateral. All loans subject to collateral and credit approval. Please contact our loan department for further information.
Manufactured homes are based on 80% financing, all other homes are 90% financing. APR based on $100,000.00 borrowed.
Equal Housing Opportunity.