Loan Rates

Rates effective 04/21/2020

Auto, Truck, Motorcycle***

TermAPR*
as low as**
12 Months3.60%Calculator
24 Months3.75%Calculator
36 Months3.95%Calculator
48 Months4.35%Calculator
60 Months4.70%Calculator
72 Months5.05% Calculator
84 Months5.40%Calculator

Loan Payment Example: $84.97 per month per $1,000 borrowed at 3.60% APR for 12 months

Recreational Vehicles***

TermAPR*
as low as**
12 Months4.50%Calculator
24 Months4.65%Calculator
36 Months4.80%Calculator
48 Months5.25%Calculator
60 Months5.65%Calculator
72 Months5.85%Calculator
84 Months6.20%Calculator

Loan Payment Example: $85.38 per month per $1,000 borrowed at 4.50% APR for 12 months

Personal Loans

TypeTermAPR*
as low as**
Secured Personal12 Months
24 Months
36 Months
48 Months
60 Months
5.55%
5.70%
5.85%
6.30%
6.45%
Calculator
Shared Secured60 Months 2% + Share Rate Calculator
Unsecured Signature12 Months
24 Months
36 Months
9.35%
9.60%
9.85%
Calculator
Kwik Cash Open End None 10.00% Calculator
Certificate Secured Maturity 1% + Certificate Rate Calculator
VISA & MasterCard Unsecured 25 Grace Days 10.50% Calculator
VISA Gold Unsecured 25 Grace Days 10.50% Calculator
HELOC – Home Equity Line of Credit Contact Taylor Credit Union for Rates

Loan Payment Example: $85.85 per month per $1,000 borrowed at 5.55% APR for 12 months

Real Estate Mortgage

Type of 1st MortgageTermRate APR*
as low as**
62 Month Balloon 62 month balloon
(up to 30 year amortization)
3.50% 3.62% Calculator
5 Year Fixed5 Years3.40% 3.61% Calculator
10 Year Fixed10 Years3.60% 3.71% Calculator
15 Year Fixed15 Years3.70% 3.78% Calculator

Loan Payment Example: $18.15 per month per $1,000 borrowed at 3.40% APR for 5 yrs

2nd Mortgage Real Estate

Type of 2nd MortgageTermRate APR*
as low as**
5 Year Fixed5 Years7.40% 7.61% Calculator
10 Year Fixed10 Years7.85% 7.97% Calculator

Mobile Home

Type Term RateAPR*
as low as**
Mobile Home on Land 62 month balloon
(up to 20 year amortization)
7.50%7.63% Calculator
Mobile Home on Land 5 Years 7.75%7.96% Calculator
Mobile Home on Land 10 Years 7.95%8.07% Calculator
Mobile Home on Land 15 Years 8.10%8.19% Calculator
Mobile Home
(4 years & newer)
5 Years
10 Years
9.20%
9.45%
9.20%
9.45%
Calculator
Mobile Home
(5 plus years)
5 Years
10 Years
9.85%
10.25%
9.85%
10.25%
Calculator

Loan Payment Example: $20.26 per month per $1,000 borrowed at 7.96% APR for 5 yrs

*APR = Annual Percentage Rate
**Based on credit score. Loan rates, terms, and conditions are subject to change anytime without notice. Certain term limitation requirements may apply on certain collateral. All loans subject to collateral and credit approval. Please contact our loan department for further information.
***Decrease rate by .25% with a down payment of 20% or more.  Decrease rate by .25% with automatic payments from Taylor Credit Union checking account.  The following changes to rates with change in down payment amount.
IMPORTANT NOTE: Rates quoted above are the base rate and will vary based on your individual credit.
Equal Housing Opportunity.