Mortgage & Real Estate Loans

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Purchasing your home may be the largest, most important investment you will make in your life. We offer many different home loan options, and our loan officers can help you find the one that is best suited to your needs.

First Real Estate Mortgage
There are two loan options available: a balloon mortgage amortized over 30 years or a fixed rate mortgage.

Balloon Loan:

  • Available on a 62 month balloon payment amortized up to 30 years.
  • Rates are reviewed at the end of their respective terms.
  • Rate adjustments may require a rewriting of the mortgage note.

Fixed Loan:

  • 5 year fixed Rate
  • 7 year fixed rate Freedom Mortgage
  • 10 year fixed Rate
  • 15 year fixed Rate

Second Real Estate Loan
So you’ve decided it’s time to make the home improvements you’ve always talked about. Have you considered taking out a second mortgage loan? With a 10% down payment you can arrange a second mortgage through us with terms ranging from 60 to 120 months.

HELOC Loan
HELOC Loan stands for Home Equity Line of Credit. It is an open end loan that you can use as needed, and your house used as equity.

Land Loans
You found the perfect piece of property for building your dream home or for hunting, now you have to find the financing to purchase the land. We can help. Land loans require 10% down payment.

Mobile Home Loan
We offer new and used mobile home loans available with a 20% down payment. Terms of mobile homes loans range from 60 months to 120 months.

You have found the perfect piece of property for building your dream home, now you have to find the financing to purchase the land. We have land loans available with terms up to 10 years. Land loans require 30% down payment and the land must be located within the Tourcharter.

Secondary Market Loan
Click here to apply for a secondary market loan! 20 & 30 year fixed rate loans, VA, and FHA real estate loans.

*Loan rates, terms and conditions are subject to change anytime without notice. Certain term limitations may apply on certain collateral. All loans subject to collateral and credit approval. Please contact the loan department for detailed information.