Savings Rates

Rates effective 01/01/2019

Savings

Savings Dividend Rate APY*
Primary Savings .25% .25%
Saver’s Sweepstakes™ .25% .25%
Christmas Club .25% .25%
Funeral Trust .15% .15%
Traditional Share Draft/Checking .15% .15%
Royale Share Draft/Checking .15% .15%
Organization/Business Share Draft/Checking .15% .15%
Money Market $2500.00-$9999.99 .80% .80%
Money Market $10,000-$24,999.99 .90% .90%
Money Market over $25,000.00 1.00% 1.00%
Traditional or SEP IRA Share .35% .35%
Roth IRA Share .35% .35%
Coverdell Education Share .35% .35%
Health Savings Account .40% .40%

*APY=Annual Percentage Yield.
All rates are subject to change at anytime.
Federally Insured by NCUA.
Fees may/could reduce earnings on account.

Rates effective 01/01/2019

Certificates

Certificates Minimum Deposit Dividend APY*
3 Month Certificate $2500 .60% .60%
6 Month Certificate $2500 .95% .95%
12 Month Certificate $1000 1.35% 1.36%
18 Month Certificate $1000 1.40% 1.41%
24 Month Certificate, Trad, & Roth IRA $1000 1.60% 1.61%
36 Month Certificate, Trad, & Roth IRA $1000 1.80% 1.81%
48 Month Certificate, Trad, & Roth IRA $1000 2.20% 2.22%
6 Month Certificate $10,000 1.30% 1.31%
12 Month Certificate, Trad, & Roth IRA $10,000 1.70% 1.71%
18 Month Certificate $10,000 1.75% 1.76%
24 Month Certificate, Trad, & Roth IRA $10,000 2.00% 2.02%
36 Month Certificate, Trad, & Roth IRA $10,000 2.30% 2.32%
48 Month Certificate, Trad, & Roth IRA $10,000 2.45% 2.47%
12 Month Education IRA $500 1.35% 1.36%
24 Month Education IRA $500 1.60% 1.61%
36 Month Education IRA $500 1.80% 1.81%
48 month Education IRA $500 2.20% 2.22%

*APY=Annual Percentage Yield. All rates are subject to change at anytime. Regular & IRA term Share Certificates may have a penalty for early withdrawal.
The minimum deposit to open a Term Share Certificate
and earn the stated APY is disclosed above.
Federally Insured by the NCUA