Deposit Rates

Deposit Accounts

Rates effective 07/01/2020

Type of AccountPaidMinimum DepositDividend RateAPY*
Regular SharesQuarterly$5.00.15%.15%
Saver’s Sweepstakes®Quarterly$5.00.15%.15%
Christmas ClubQuarterlyNone.15%.15%
Funeral TrustQuarterlyNone.15%.15%
Traditional Share Draft/CheckingMonthly$500.10%.10%
Royale Share Draft CheckingMonthly$500.10%.10%
Business/Organization Share Draft CheckingMonthly$500.10%.10%
Money Market $2500.00-$9999.99Monthly$2,500.20%.20%
Money Market $10,000-$24,999.99Monthly$10,000.30%.30%
Money Market over $25,000.00Monthly$25,000.40%.40%
Traditional or SEP IRA ShareQuarterlyNone.20%.20%
Roth IRA ShareQuarterlyNone.20%.20%
Coverdell Education ShareQuarterlyNone.20%.20%
Health Savings AccountQuarterlyNone.20%.20%

*APY=Annual Percentage Yield.
All rates are subject to change at anytime.
Federally Insured by NCUA.
Fees may/could reduce earnings on account.

Term Share Certificates

Rates effective 07/01/2020

CertificatePaidMinimum DepositDividendAPY*
3 Month CertificateQuarterly$2,500.25%.25%
6 Month CertificateQuarterly $2,500.25%.25%
12 Month CertificateQuarterly $1,000.30%.30%
18 Month CertificateQuarterly $1,000.35%.35%
24 Month CertificateQuarterly $1,000.40%.40%
36 Month CertificateQuarterly $1,000.50%.50%
48 Month CertificateQuarterly $1,000.65%.65%
6 Month CertificateQuarterly $10,000.30%.30%
12 Month CertificateQuarterly $10,000.50%.50%
18 Month CertificateQuarterly $10,000.55%.55%
24 Month CertificateQuarterly $10,000.70%.70%
36 Month CertificateQuarterly $10,000.75%.75%
48 Month CertificateQuarterly $10,000.80%.80%

Traditional & Roth IRAs

Rates effective 07/01/2020

IRAPaidMinimum DepositDividendAPY*
1 Year Traditional & Roth IRAQuarterly $1,000 .30%.30%
2 Year Traditional & Roth IRA Quarterly $1,000 .35%.35%
3 Year Traditional & Roth IRA Quarterly $1,000 .50%.50%
4 Year Traditional & Roth IRA Quarterly $1,000 .65%.65%
1 Year Traditional & Roth IRA Quarterly $10,000 .50%.50%
2 Year Traditional & Roth IRA Quarterly $10,000 .70%.70%
3 Year Traditional & Roth IRA Quarterly $10,000 .75%.75%
4 Year Traditional & Roth IRA Quarterly $10,000 .80%.80%

Coverdell Education Savings Accounts

Rates effective 07/01/2020

TermPaidMinimum DepositDividendAPY*
1 Year Quarterly $500 .30%.30%
2 Year Quarterly $500 .35%.35%
3 Year Quarterly $500 .50%.50%
4 Year Quarterly $500 .65%.65%

*APY=Annual Percentage Yield. All rates are subject to change at anytime. Regular & IRA term Share Certificates may have a penalty for early withdrawal.
The minimum deposit to open a Term Share Certificate and earn the stated APY is disclosed above.
Federally Insured by the NCUA