Deposit Rates

Deposit Accounts

Rates effective 05/01/2020

Type of AccountPaidMinimum DepositDividend RateAPY*
Regular SharesQuarterly$5.00.25%.25%
Saver’s Sweepstakes®Quarterly$5.00.25%.25%
Christmas ClubQuarterlyNone.25%.25%
Funeral TrustQuarterlyNone.15%.15%
Traditional Share Draft/CheckingMonthly$500.15%.15%
Royale Share Draft CheckingMonthly$500.15%.15%
Business/Organization Share Draft CheckingMonthly$500.15%.15%
Money Market $2500.00-$9999.99Monthly$2,500.25%.25%
Money Market $10,000-$24,999.99Monthly$10,000.35%.35%
Money Market over $25,000.00Monthly$25,000.45%.45%
Traditional or SEP IRA ShareQuarterlyNone.35%.35%
Roth IRA ShareQuarterlyNone.35%.35%
Coverdell Education ShareQuarterlyNone.35%.35%
Health Savings AccountQuarterlyNone.40%.40%

*APY=Annual Percentage Yield.
All rates are subject to change at anytime.
Federally Insured by NCUA.
Fees may/could reduce earnings on account.

Term Share Certificates

Rates effective 05/01/2020

CertificatePaidMinimum DepositDividendAPY*
3 Month CertificateQuarterly$2,500.35%.35%
6 Month CertificateQuarterly $2,500.40%.40%
12 Month CertificateQuarterly $1,000.55%.55%
18 Month CertificateQuarterly $1,000.65%.65%
24 Month CertificateQuarterly $1,000.70%.70%
36 Month CertificateQuarterly $1,000.80%.80%
48 Month CertificateQuarterly $1,0001.00%1.00%
6 Month CertificateQuarterly $10,000.50%.50%
12 Month CertificateQuarterly $10,000.80%.80%
18 Month CertificateQuarterly $10,000.85%.85%
24 Month CertificateQuarterly $10,0001.00%1.00%
36 Month CertificateQuarterly $10,0001.05%1.05%
48 Month CertificateQuarterly $10,0001.15%1.16%

Traditional & Roth IRAs

Rates effective 05/01/2020

IRAPaidMinimum DepositDividendAPY*
1 Year Traditional & Roth IRAQuarterly $1,000 .55%.55%
2 Year Traditional & Roth IRA Quarterly $1,000 .65%.65%
3 Year Traditional & Roth IRA Quarterly $1,000 .80%.80%
4 Year Traditional & Roth IRA Quarterly $1,000 1.00%1.00%
1 Year Traditional & Roth IRA Quarterly $10,000 .80%.80%
2 Year Traditional & Roth IRA Quarterly $10,000 1.00%1.00%
3 Year Traditional & Roth IRA Quarterly $10,000 1.05%1.05%
4 Year Traditional & Roth IRA Quarterly $10,000 1.15%1.16%

Coverdell Education Savings Accounts

Rates effective 05/01/2020

TermPaidMinimum DepositDividendAPY*
1 Year Quarterly $500 .55%.55%
2 Year Quarterly $500 .65%.65%
3 Year Quarterly $500 .80%.80%
4 Year Quarterly $500 1.00%1.00%

*APY=Annual Percentage Yield. All rates are subject to change at anytime. Regular & IRA term Share Certificates may have a penalty for early withdrawal.
The minimum deposit to open a Term Share Certificate and earn the stated APY is disclosed above.
Federally Insured by the NCUA