Savings Rates

Rates effective 01/01/2016

Savings

Savings Dividend Rate APY*
Primary Savings .15% .15%
Christmas Club .20% .20%
Funeral Trust .15% .15%
Traditional Share Draft/Checking .10% .10%
Royale Share Draft/Checking .10% .10%
Organization/Business Share Draft/Checking .10% .10%
Money Market $2500.00-$9999.99 .20% .20%
Money Market $10,000-$24,999.99 .30% .30%
Money Market over $25,000.00 .40% .40%
Traditional or SEP IRA Share .25% .25%
Roth IRA Share .25% .25%
Coverdell Education Share .25% .25%

*APY=Annual Percentage Yield.
All rates are subject to change at anytime.
Federally Insured by NCUA.
Fees may/could reduce earnings on account.

Rates effective 01/01/2017

Certificates

Certificates Minimum Deposit Dividend APY*
3 Month Certificate $2500 .20% .20%
6 Month Certificate $2500 .20% .20%
12 Month Certificate $1000 .30% .30%
18 Month Certificate $1000 .30% .30%
24 Month Certificate, Trad, & Roth IRA $1000 .55% .55%
36 Month Certificate, Trad, & Roth IRA $1000 .80% .80%
48 Month Certificate, Trad, & Roth IRA $1000 1.15% 1.15%
6 Month Certificate $10,000 .40% .40%
12 Month Certificate, Trad, & Roth IRA $10,000 .55% .55%
18 Month Certificate $10,000 .55% .55%
24 Month Certificate, Trad, & Roth IRA $10,000 .85% .85%
36 Month Certificate, Trad, & Roth IRA $10,000 1.20% 1.21%
48 Month Certificate, Trad, & Roth IRA $10,000 1.40% 1.41%
12 Month Education IRA $500 .30% .30%
24 Month Education IRA $500 .55% .55%
36 Month Education IRA $500 .80% .80%
48 month Education IRA $500 1.15% 1.15%

*APY=Annual Percentage Yield. All rates are subject to change at anytime. Regular & IRA term Share Certificates may have a penalty for early withdrawal.
The minimum deposit to open a Term Share Certificate
and earn the stated APY is disclosed above.
Federally Insured by the NCUA