Savings Rates

Rates effective 01/01/2020

Savings

Savings Dividend Rate APY*
Regular Shares .25% .25%
Saver’s Sweepstakes™ .25% .25%
Christmas Club .25% .25%
Funeral Trust .15% .15%
Traditional Share Draft/Checking .15% .15%
Royale Share Draft/Checking .15% .15%
Organization/Business Share Draft/Checking .15% .15%
Money Market $2500.00-$9999.99 .50% .50%
Money Market $10,000-$24,999.99 .60% .60%
Money Market over $25,000.00 .70% .70%
Traditional or SEP IRA Share .35% .35%
Roth IRA Share .35% .35%
Coverdell Education Share .35% .35%
Health Savings Account .40% .40%

*APY=Annual Percentage Yield.
All rates are subject to change at anytime.
Federally Insured by NCUA.
Fees may/could reduce earnings on account.

Rates effective 01/01/2020

Certificates

Certificates Minimum Deposit Dividend APY*
3 Month Certificate $2500 .45% .45%
6 Month Certificate $2500 .65% .65%
12 Month Certificate, Trad, & Roth IRA $1000 1.05% 1.05%
18 Month Certificate $1000 1.15% 1.15%
24 Month Certificate, Trad, & Roth IRA $1000 1.20% 1.21%
36 Month Certificate, Trad, & Roth IRA $1000 1.40% 1.41%
48 Month Certificate, Trad, & Roth IRA $1000 1.60% 1.61%
6 Month Certificate $10,000 1.00% 1.00%
12 Month Certificate, Trad, & Roth IRA $10,000 1.40% 1.41%
18 Month Certificate $10,000 1.45% 1.46%
24 Month Certificate, Trad, & Roth IRA $10,000 1.60% 1.61%
36 Month Certificate, Trad, & Roth IRA $10,000 1.70%

1.71%

48 Month Certificate, Trad, & Roth IRA $10,000 1.85% 1.86%
12 Month Education IRA $500 1.05% 1.05%
24 Month Education IRA $500 1.20% 1.21%
36 Month Education IRA $500 1.40% 1.41%
48 month Education IRA $500 1.60% 1.61%

*APY=Annual Percentage Yield. All rates are subject to change at anytime. Regular & IRA term Share Certificates may have a penalty for early withdrawal.
The minimum deposit to open a Term Share Certificate
and earn the stated APY is disclosed above.
Federally Insured by the NCUA