Loan Rates
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Auto, Truck, Motorcycle***
Term APR* as low as** Monthly Payment for each $1,000 12 Months 5.25% $85.72 24 Months 5.40% $44.05 36 Months 5.60% $30.24 48 Months 6.00% $23.49 60 Months 6.35% $19.50 72 Months 6.70% $16.91 84 Months 7.05% $15.12 -
Recreational Vehicle***
Term APR* as low as** Monhtly Payment for each $1,000 12 Months 5.85% $86.00 24 Months 6.00% $44.32 36 Months 6.40% $30.61 48 Months 6.60% $23.76 60 Months 7.00% $19.80 72 Months 7.20% $17.15 84 Months 7.55% $15.37 -
Personal Loans
Type Term APR* as low as** Monthly Payment for each $1,000 Secured Personal 12 Months
24 Months
36 Months
48 Months
60 Months7.00%
7.15%
7.25%
8.00%
8.05%$86.53
$44.85
$30.99
$24.42
$20.30Shared Secured 60 Months 2% + Share Rate $17.64 Unsecured Signature 12 Months
24 Months
36 Months
48 Months
60 Months9.85%
10.10%
10.50%
10.75%
10.85%$87.84
$46.19
$32.50
$25.73
$21.67Kwik Cash Open End None 11.00% $4/100
Min $25/monthCertificate Secured Maturity 1% + Certificate Rate N/A VISA Credit Card Click here to compare options and to apply. -
Real Estate Mortgage
Type of 1st Mortgage Term Rate APR* as low as** Monthly Payment for each $1,000 62-Month Balloon 62-Month Balloon
(up to 30-year amortization)6.25% 6.42% $6.16 7-Year Balloon 7-Year Balloon
(up to 30-year amortization)6.50% 6.64% $6.33 10-Year Balloon 10-Year Balloon
(up to 30-year amortization)6.75% 6.86% $6.49 10-Year Fixed 10 Years 6.40% 6.56% $11.31 15-Year Fixed 15 Years 6.50% 6.62% $8.72 20-Year Fixed 20 Years 6.80% 6.90% $7.64 20 & 30 Year Fixed
VA & FHAN/A Contact Taylor Credit Union for Rates HELOC – Home Equity Line of Credit N/A Contact Taylor Credit Union for Rates -
2nd Mortgage Real Estate
Type of 2nd Mortgage Term Rate APR* as low as** Monthly Payment for each $1,000 5-Year Fixed 5 Years 7.25% 7.56% $19.93 10-Year Fixed 10 Years 7.50% 7.67% $11.88 -
Mobile Home
Type Term Rate APR* as low as** Monthly Payment for each $1,000 Mobile Home on Land 62-Month Balloon
(up to 20-year amortization)6.95% 7.13% $7.73 Mobile Home on Land 7-Year Balloon
(up to 20-year amortization)7.05% 7.20% $7.79 Mobile Home on Land 10-Year Balloon
(up to 20-year amortization)7.15% 7.27% $7.85 Mobile Home on Land 10 Years 7.25% 7.42% $11.75 Mobile Home on Land 15 Years 7.35% 7.47% $9.19 Mobile Home
(4 years & newer)5 Years
10 Years9.45%
9.70%9.76%
9.87%$20.98
$13.06Mobile Home
(5 plus years)5 Years
10 Years10.10%
10.50%10.41%
10.68%$21.30
$13.50 -
Vacant Land
Type Term Rate APR* as low as** Monthly Payment for each $1,000 10-Year Fixed 10 Years 7.25% 7.41% $11.75 15-Year Fixed 15 Years 7.50% 7.62% $9.28 20-Year Fixed 20 Years 7.75% 7.85% $8.22
Rates effective 03/01/2024
*APR = Annual Percentage Rate
**Based on credit score. Loan rates, terms, and conditions are subject to change anytime without notice. Certain term limitation requirements may apply on certain collateral. All loans subject to collateral and credit approval. Please contact our loan department for further information.
***Receive 0.25% rate discount with direct deposit into, and automatic payment from a Taylor Credit Union checking account.
IMPORTANT NOTE: Rates quoted above are the base rate and will vary based on your individual credit.
Equal Housing Opportunity.
Deposit Rates
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Deposit Accounts
Type of Account Paid Minimum Deposit Dividend Rate APY* Regular Shares Quarterly $5.00 .25% .25% Saver’s Sweepstakes® Quarterly $5.00 .25% .25% Christmas Club Quarterly None .25% .25% Funeral Trust Quarterly None .25% .25% Traditional Share Draft/Checking Monthly $500 .10% .10% Royale Share Draft Checking Monthly $500 .10% .10% Business/Organization Share Draft Checking Monthly $500 .10% .10% Money Market $2,500.00-$9,999.99 Monthly $2,500.00 .80% .80% Money Market $10,000-$24,999.99 Monthly $10,000.00 .90% .90% Money Market $25,000.00-$99,999.99 Monthly $25,000.00 1.25% 1.26% Money Market $100,000.00-$199,999.99 Monthly $100,000.00 2.00% 2.02% Money Market over $200,000.00 Monthly $200,000.00 2.25% 2.27% Traditional or SEP IRA Share Quarterly None .35% .35% Roth IRA Share Quarterly None .35% .35% Coverdell Education Share Quarterly None .35% .35% Health Savings Account Quarterly None .35% .35% -
Term Share Certificates
Certificate Paid Minimum Deposit Dividend APY* 3-Month Certificate Quarterly $2,500.00 .45% .45% 6-Month Certificate Quarterly $2,500.00 .70% .70% 12-Month Certificate Quarterly $1,000.00 1.75% 1.76% 18-Month Certificate Quarterly $1,000.00 1.75% 1.76% 24-Month Certificate Quarterly $1,000.00 1.80% 1.81% 36-Month Certificate Quarterly $1,000.00 1.85% 1.86% 48-Month Certificate Quarterly $1,000.00 1.90% 1.91% 6-Month Certificate Quarterly $10,000.00 .75% .75% 12-Month Certificate Quarterly $10,000.00 2.00% 2.02% 18-Month Certificate Quarterly $10,000.00 2.05% 2.07% 24-Month Certificate Quarterly $10,000.00 2.10% 2.12% 36-Month Certificate Quarterly $10,000.00 2.15% 2.17% 48-Month Certificate Quarterly $10,000.00 2.20% 2.22% -
Traditional & Roth IRAs
IRA Paid Minimum Deposit Dividend APY* 1-Year Traditional & Roth IRA Quarterly $1,000.00 1.75% 1.76% 2-Year Traditional & Roth IRA Quarterly $1,000.00 1.80% 1.81% 3-Year Traditional & Roth IRA Quarterly $1,000.00 1.85% 1.86% 4-Year Traditional & Roth IRA Quarterly $1,000.00 1.90% 1.91% 1-Year Traditional & Roth IRA Quarterly $10,000.00 2.00% 2.02% 2-Year Traditional & Roth IRA Quarterly $10,000.00 2.10% 2.12% 3-Year Traditional & Roth IRA Quarterly $10,000.00 2.15% 2.17% 4-Year Traditional & Roth IRA Quarterly $10,000.00 2.20% 2.22% -
Coverdell Education Savings Accounts
Term Paid Minimum Deposit Dividend APY* 1 Year Quarterly $500 1.75% 1.76% 2 Year Quarterly $500 1.80% 1.81% 3 Year Quarterly $500 1.85% 1.86% 4 Year Quarterly $500 1.90% 1.91%
Rates effective 01/01/2024
*APY = Annual Percentage Yield.
All rates are subject to change at anytime.
Fees may/could reduce earnings on account.
Regular & IRA term Share Certificates may have a penalty for early withdrawal. The minimum deposit to open a Term Share Certificate and earn the stated APY is disclosed above.
Federally Insured by the NCUA